Work

I was injured at work, or a worker died on the job — compensation

Employers must pay compensation for injuries arising out of work, whether or not it was anyone’s fault. Report it quickly and keep every medical paper.

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What the law says

Compensation for injury or death arising out of and in the course of employment is now under the Code on Social Security, 2020 (in force from 21 November 2025), which replaces the Employee’s Compensation Act, 1923. Workers covered by ESIC claim disablement and dependants’ benefits from ESIC. Other claims go to the employer and, if refused, to the competent authority under the Code. Separate police action is possible if negligence caused the accident.

General information, not legal advice.

Papers that usually help

Proof of employment (ID card, pay slips, attendance, contractor’s gate pass)
Employers often deny the worker was theirs.
Hospital records, discharge summary, bills and disability certificate
Compensation depends on loss of earning capacity.
Accident details: date, time, place, witnesses, photos
Must arise out of and in the course of employment.
Wage proof (salary slips, bank credits)
Compensation is calculated on wages.
ESI card / IP number and the accident report (Form 12 or online)
Needed for ESIC benefits.
Death certificate, post-mortem report and FIR
Needed for dependants’ claims.
Proof of dependants (family ID, ration card, birth certificates)
Decides who gets compensation.
Written notice of the accident to the employer
A formal step before claiming.

Questions Saboot will ask you

Who was hurt?
Is the worker covered by ESIC (ESI card / IP number)?
What kind of work?
Was the accident reported to the employer in writing?

Sources

Common situations

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