Police & notices › Legal notice received
Got a legal notice for money I owe
What usually matters in this situation, and the papers to keep ready before you meet an advocate or free legal aid (call 15100).
Make my own list — free, 2 minutesYour situation
- What is the notice about? Money owed / loan
Where you stand
- Next step Reply in time through an advocate if you disagree — silence is sometimes used against you.
Do these now
- A short timeline of the dispute
Helps draft a precise reply. Where: Use "My timeline".
Papers to gather
- The notice and its envelope (keep the postal stamp)
The date of receipt matters. Where: Your post. - All documents about the underlying deal or relationship
Needed to reply accurately. Where: Agreements, bills, messages. - Payment records
Answers money claims. Where: Bank statements.
What the law says
Most legal notices are demands before a civil or criminal case. Some (like cheque-bounce notices) start statutory clocks.
General information, not legal advice.
Saboot will also ask
- How many days does it give you?
- When did you receive it?
- Do you agree with what it claims?
Similar situations
- Got a legal notice from my landlord or tenant
- Got a legal notice from my employer
- Got a legal notice about property
- Notice gives me only 7 days to reply
- Got a legal notice from my spouse

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