NRI › NRI bank account or tax notice
Income tax notice as an NRI
What usually matters in this situation, and the papers to keep ready before you meet an advocate or free legal aid (call 15100).
Make my own list — free, 2 minutesYour situation
- What is the problem? Income-tax notice
Where you stand
- Next step Reply to tax notices by the due date shown; lower-TDS certificates can be applied for in advance.
Papers to gather
- Passport, visa/residence permit, overseas address proof, PAN, photo (attested as the bank asks)
Standard NRI KYC set. Where: Your documents; consulate/notary attestation if required. - The tax notice and the income-tax portal "e-proceedings" page
Every reply starts here. Where: Income-tax e-filing portal. - Annual Information Statement (AIS), Form 26AS and your filed returns
Most notices come from mismatches. Where: Income-tax portal. - Proof of days spent in India and abroad (passport stamps, travel history)
Decides how you are taxed. Where: Passport, airline records. - Tax residency certificate from your country of residence
Needed to claim lower tax under a tax treaty. Where: Your foreign tax authority.
What the law says
FEMA rules require accounts held as a resident to be redesignated as NRO once you become non-resident. Indian tax notices from 1 April 2026 are issued under the Income-tax Act, 2025 (older years may still refer to the 1961 Act).
General information, not legal advice.
Saboot will also ask
- Does the tax notice have a reply date?
Similar situations
- Bank froze my NRO or savings account after I moved abroad
- Convert my savings account to NRO
- Excess TDS on my NRI income
Sources
- Reserve Bank of India — FEMA rules for NRIs
- Income Tax e-filing portal (official) — the Income-tax Act, 2025 applies from 1 Apr 2026
The full guide: NRI bank account frozen, KYC problems or an Indian tax notice · All situations